It's Significant

A public exchange brings the power of currency and credit into balance.

National currencies have become a private affair overtime as banks expand the money supply at will,

for strategic private investments, as loans to private businesses, controlling economies for private interests. 

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Banks extend new loans simply by creating a digital record of new debits and credits, with no restraint to cash reserves.

Yet public spending is limited unnaturally to tax, as an unjustified restriction which results in an inadequate level of money supply.

Thus private bank owners have absconded the right to create money, while the public are starved of money unnecessarily,

responsively forcing the sale of public assets, divesting the public of quality services and lowering the standard of infrastructure.

Distribution of money is out of balance and people without fair access to enough disposable income for reasonable quality of life.

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The power of credit will serve society, once we choose to exchange a currency that delivers public advantage.

Gnote allows the voluntary public exchange of an agreed local currency to revive public control over the power of credit.

It's Simple

CREDITANDCURRENCY

Public Exchange

To meet community goals

Gnote provides the public a

voluntary local money supply to invest in public needs, infrastructure and services.

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Gnotes finance projects 

by generating interest-free, debt-free, public credit lines, to enable specific strategic developments.

Gnote liaises with local groups and governance,

to decide on developments to finance and then issues

 Gnotes for the contracts.

 To do good and elevate community wellbeing, Gnote will set strategic budgets to finance social initiatives.

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The scope covers issuing 

bonuses to service workers, 

[nurses, teachers or police]

 financing social services or counselling; contribution to hospital budgets or refuge

 and transition housing to end homelessness.

Gnote accepts public proposals for other needs to be met by Gnote Investment.

Local businesses accept the Gnote currency as tender, which enables a debt-free, interest-free, tax-free way

to finance community goals.

Local business owners will enable strategic investment by giving Gnote the value of legal tender by acceptance.

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Great for shops, restaurants,

trade and service providers who will then benefit from

 increased public prosperity,

 with improved trade due to

increased money circulation.

The grace of Gnote

is distinct, in that it replaces an annual tax obligation, with a willingness to give.

Instigating generosity, care and community connection, a Gnote exchange gives an annual obligation to donate 2% + of your income to a

local in need or a charitable cause; payable by Gnotes.

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To renew your free Gnote digital account each year, giving will be verified .

It's Structure

Public Exchange

CREDITANDCURRENCY